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Questions about Arizona and medical collection agencies

Question:
I've been having problems with billing at the Medical Center in Show Low, Arizona. No big surprise there, since they are so notoriously incompetent at Navapache Regional Medical Center. But now the radiologist has sent me to a collection agency, and I didn't even know I owed them any money. They don't have centralized biling, so all the doctors and such bill you seperately. Sometimes they bill Medicare and my primarey insurance in the wrong order, which delays them getting paid in full. So it's hard to keep track of who's been paid off and who has not because I've got five different billing agencies for the same surgery. The radiologist, a Mr. James McEvoy, and his business White Mountain Radiology, do not deal directly with thier customers and do give a damn if their former patients are having billing problems. Their billing agency in Sedona did not warn me with letter or phone call when they grew impatient for my insurance to pay up in full. I found out when I recieved a letter from a collection agency for the unpaid balance of $18.12. Is this typical of medical care in Arizona? Or is this just unique with Navapache Regional Medical Center? Will I have better luck if I take my business elsewhere, or is this typical of what I can expect in this state? Has anyone else had problems with Navapache Hospital and accounts being turned over to collection agencies, or am I overreacting?


Answer:
My daughter has had a series of medical problems over the last 5 years and has found a similar situation exists in Phoenix. She has a PPO thru her employer and they are nortorious for late payments to the various doctors and hospitals. Sonora Labs put her into collections for a bill that the insurance acknowledges, but has not paid in 6 months. We found out that the current tactic is that doctors, surgeons and gas passers are not paid through the hospital, as they once were. She was put into collections through a medical collection company in San Diego for a bill that she didn't know about and had never been billed for. In summary, you may have to add a legal tab onto the cost of medical, getting the health care insurance companies to cough up on time.



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